November Communique - Don't Be a Victim!

Protect yourself from being a victime of plastic card fraud with these simple educational tools:

• Beware of "shoulder surfers". These are people who hang around or near you and "surf" to get your information without your knowledge.
• Always protect your PIN (personal identification number). Do not keep your PIN anywhere near your card or in your wallet.
• Don't re-enter your PIN if the ATM "eats" your card. It could mean an ATM scam!
• Use well-lighted, well-traveled ATM locations.
• Never count cash until you are in a safe location. Wait until you are back in your car or office.
• Be wary of offers to "help" with your ATM transaction. Make sure you know who is helping you.
• Pay close attention to the ATM and your surroundings. Be sure the machine has not been tampered with or manipulated.
• Don't use machines that you are not familiar with. Thieves buy used ATMs and install them in remote locations.
• Review your account regularly with Virtual Branch or your monthly statement. Report any fraudulent activity to the credit union immediately.

If you have questions or want more information, feel free to contact a friend MSR at 503.813.3242

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