Savings Accounts

Saving For A Rainy Day

We all know that a rainy day can come at any time. So saving what you can today can really pay off. At KaiPerm Northwest Credit Union, our savings products range from basic savings accounts to something that can earn a bit more over time. And don't forget that we're always just a phone call away to help you choose the right account and get ahead financially. Call 503-813-3242 (toll free 866-813-3242) or stop by the branch.

Regular Savings (Membership Account)

When you join the credit union, you automatically open a Regular Savings (Share) account. What's great about this account is its simplicity. Keep an aggregate KaiPerm share account balance of $100 and you won't pay any fees while earning a decent dividend. Interest is compounded monthly.

  • $5 minimum balance
  • $100 minimum aggregate balance in all your savings accounts to avoid fees
  • Interest compounded monthly

Money Market Account

The KaiPerm Northwest Credit Union Money Market Account offers great dividend rates with a minimum balance. Plus you can make up to three withdrawals per month without penalties. This is a great account for Direct Advantage members to save money and earn more interest.

  • Direct Advantage members earn an additional .25% APY (Annual Percentage Yield)
  • $2,500 minimum balance
  • $2,500.01 minimum balance to earn dividends
  • Interest compounded monthly
  • Three withdrawals/transfers allowed per month

High Yield Money Market Account

If you've got over $15,000 to sock away, we've got an account for you. The High Yield Money Market Account earns some great dividends and allows you to write checks against the balance (up to three checks per month). Direct Advantage members earn an additional .25% APY (Annual Percentage Yield).

  • $15,000 minimum balance
  • $15,000.01 minimum balance to earn dividends
  • Interest compounded monthly
  • Six withdrawals/transfers allowed per month

Holiday Club Savings Account

With the Holiday Club Savings Account, you can start saving on November 1, until the end of October the next year. And in that time, you'll be paid some nice dividends that will certainly add up to some wonderful holiday shopping. This is also a great way to save up for your yearly property taxes.

  • $5 minimum balance
  • Interest compounded monthly

Johnny Appleseed Account

Start the young people in your life saving early with the KaiPerm Johnny Appleseed Account. Just $5 opens the account. And every penny that gets deposited will continue to grow until they need it. Just call 503-813-3242 (toll free 866-813-3242) or stop by the branch to open an account for a young person in your life today.

  • $50 minimum balance to avoid fees and earn dividends
  • Interest compounded monthly
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