Direct Advantage

Direct Advantage Membership

Over the years, we've noticed something about our members who have achieved a certain level of financial wellness. We realized there was a direct advantage between prosperity and those accounts. So, we put together the Direct Advantage membership to help members everywhere add more to their wealthcare plan, get ahead financially, and get better-than-average interest rates on both loans and savings accounts.

You can become a Direct Advantage member. All you need to do is fill out the new member application (if you're not yet a member), sign up for Freedom Plus Checking, and Direct Deposit your entire paycheck to your KaiPerm account. Do all of that and Direct Advantage is free. Call 503-813-3242 (toll free 866-813-3242) to get the most from your KaiPerm membership today.

• 2% discount off of our posted regular loan rates*
• Temporary checks when you sign up or run out of checks (limit 4)
• ATM/Debit Card (Annual Renewal)
• Statement copies
• Travelers Cheques & Travelers Cheques for Two
• Share draft copies
• Telephone transfers
• Visa Credit Card (no annual fee)
• Incoming wires to your account
• PIN replacement
• Online Banking & Bill Pay
• Automatic Payment or balance transfers

*Only with a Direct Advantage account. If for any reason qualifications are not met during the life of the loan, the APR will revert back to the higher, non-participating APR rate. See current rate sheet for terms, rates and conditions.