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Membership & Account Fees
Membership & Account Fees
Effective February 1, 2012
New Member Fees
| Fee Item | Rate | Note |
| Membership Fee |
$ 0.00 |
|
Checking Account Fees
| Fee Item | Rate | Note |
| Dividend Checking Account Fee |
$ 4.00 |
Per month, if minimum balance drops below $500. |
| Clean Slate Checking Fee |
$10.00 |
for first 6 months / $5.00 for next six months |
| Overdraft Transfer |
$5.00 |
Free for Direct Advantage members. |
| NSF Fee |
$ 23.00 |
|
| Returned Deposit Fee |
$ 23.00 |
|
| Share Draft Copies |
$ 2.00 |
Free for Direct Advantage members. |
| Stop Payment Fee |
$ 19.00 |
For both draft and electronic combined |
| Check Printing Charge |
$ Varies |
Price depends on chosen check style. |
| Temporary Checks |
$ 0.00 |
No charge for new accounts. (Limit 4) |
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EFT/ATM Fees
| Fee Item | Rate | Note |
| ATM Transactions |
$ 0.00 |
Free at KaiPerm-owned ATMs or affiliated ATMs. |
| ATM Withdrawals |
$ 1.50 |
Each after first 5 per month. |
| ATM Inquiries |
$ 1.00 |
Each inquiry. |
| ATM/Visa Debit Card Issue |
$ 10.00 |
Per card. Free for Direct Advantage members. |
ATM/VISA Debit Card renewal
|
$ 10.00 |
No fee for Direct Advantage members; 3 year renewal. |
| ATM/Debit Card Replacement |
$ 10.00 |
Per card. |
| PIN Replacement |
$ 0.00 |
No charge. |
| Prepaid VISA Debit Card |
$3.50 |
($8.50 for personalized cards) |
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Other Fees
| Fee Item | Rate | Note |
| Copy of Statement |
$ 2.00 |
Per statement. |
| Outgoing Wire / Western Union Transfer Fee |
$ 15.00 |
U.S. |
| Outgoing Wire / Western Union Transfer Fee |
$ 35.00 |
International. |
| Corporate Drafts |
$3.00 |
Non-Direct Advantage members. Free, if payable to Title company. |
| Corporate Drafts |
$ 5.00 |
Non-members (merchants replacing member checks)
|
| Inactive Account Fee |
$ 3.00 |
Per month. If there is no activity for 12 months. |
| Low Share Balance (Aggregate) |
$ 2.25 |
Per month. Maintain a $100 balance to avoid fee. |
| Copies |
$ 0.50 |
Per copy. |
| Legal Process |
$ 20.00 |
|
| Collection Items |
$ Varies |
At cost. |
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