Debit Cards

Debit Cards At KaiPerm

There is nothing more convenient than a Visa Card - that is, until the debit card came along. With a KaiPerm Debit Card, you have access to your checking account with the convenience and simplicity of a Visa, which means you can use it anywhere Visa is accepted - even most ATMs. No need to write any more checks. And since your purchases show up fast in Virtual Branch, you can keep a close eye on your balance.

To apply for your KaiPerm Visa Debit Card, all you need is a checking account and a few minutes. Call us at 503-813-3242 (toll free 866-813-3242) to open yours today. 

Safety First

As with any Visa card, it's important to follow some simple safety tips. We have a few for you here. If your KaiPerm Debit Card has been stolen, please call 800-472-3272 immediately.

Internet Gambling

In accordance with the Unlawful Internet Gambling Enforcement Act (Federal Reserve Regulation GG), we would like to provide information to our members who attempt to make internet gambling transactions.

Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through your account relationship with KaiPerm Northwest Credit Union. Restricted transactions generally include, but are not limited to, those in which credit, electronic fund transfers, checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling.

There is the likely possibility that your internet purchase/transaction will be denied if it involves betting, wagering, or acceptance of proceeds from another person in connection with unlawful internet gambling. KaiPerm Northwest Credit Union reserves the right to block or reject any such restricted transactions, or to close any account which we believe is in receipt of such transactions.


Whether you are planning to use your KaiPerm Northwest Credit Union VISA Debit Card or your VISA Credit Card, call us before you travel. Inform us of your travel dates and destination to ensure your purchases are accepted without a hitch.

If we don't know that you are traveling, your account may have an unnecessary hold placed on it and purchases could be denied. This means our fraud detection system is doing its job. So call us at 503.813.3242 before you travel to ensure a stress free trip.


These amended rules affect card issuers that enable Non-Visa Debit Transaction processing.

Depending on a merchant's setup and/or transaction selection, the transactions may not require to be authenticated by a PIN and/or be processed by Visa.

Visa USA has recently amended its operating rules.

Transactions not processed by Visa through the Visa network may not receive Visa-associated protections (e.g. zero liability) and/or benefits (e.g. rewards).

Click here to obtain a copy of the opt in/opt out letter. If you have any questions, please contact a friendly credit union employee at 503.813.3242. We will be happy to help.

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