About KaiPerm NW Credit Union
Your KaiPerm NW Credit Union team is ready to work with you and committed to helping you get ahead financially.
Our staff, board, members, and volunteers work together to provide a great banking experience, get to know who we are below.
The Mission of KPCU:
“Provide members with a variety of better-than-market banking services— that cost less and pay more— in order to help them Get Ahead Financially!”
The driving intention of KPCU’s Directors is to accomplish this
- by offering benefits that are measurably better than those available from other sources.
- by providing state-of-the-art services that increase the ease and convenience of using KPCU.
- by getting members to use the services of KPCU, rather than those of other sources.
- by delivering useful information and advice on matters of personal finance.
- by encouraging members to initiate actions that work to their financial advantage.
- by helping members use credit wisely and avoid or fix problems with their credit status.
- by urging members to save on a regular, recurring basis…and to start sooner rather than later.
- by pushing members to maintain budgets, plans and behaviors that sharpen their banking routines and improve their overall financial circumstances.
It took four years, but on March 9, 1971, KaiPerm Oregon Federal Credit Union was formed with eight charter members, who each purchased a $5.00 share in the Credit Union.
In the first three months of operation, the Credit Union signed up 500 members. By September of 1973, the Credit Union had $148,000 in shares, $129,471 in loans, and one employee.
The Credit Union’s original field of membership was limited to those having the following common bond:
Employees of Kaiser Hospital and Family Health Plan and Permanente Services, Inc.; Divisions of the Kaiser Foundation Medical Care Program who work in Portland or Beaverton, Oregon or Vancouver, Washington; un-remarried spouses of members of this Credit Union; employees of this Credit Union; persons retired as pensioners and/or annuitants under private pension plans provided for the above employee groups; members of their immediate families; and organizations of such persons.
Over the years, we expanded our field of membership to include volunteers who work at the Kaiser Hospitals under the supervision of the hospital staff. We also broadened the definition of immediate family members to include grandparents, parents, husband, wife, children, grandchildren, brothers, and sisters, foster and adopted children, together with any of their spouses.
In 1985, the Credit Union’s name was changed to KaiPerm Northwest Federal Credit Union. As of December of 1996, the Credit Union had reached assets of $17,343,000. Our membership totaled over 6,000 persons.
Throughout its history, the Credit Union has been continually adding and improving services to its members. In 1983 we added Share Checking to our growing line of products, while VISA credit cards became available in 1986.
Our continuing growth in recent years made it necessary for the Board of Directors to seek a new location of an Administrative Headquarters. New offices were chosen in Clackamas, near the Kaiser Sunnyside campus. Remodeling began in October of 1988, and the facility officially opened on January 3, 1989.
In 1991, additional changes were made at the Credit Union, due in part to the economic times and the fact that we wanted to continue to provide convenient, cost-effective services to a greater number of members in various locations. This led to the closure of our branch at the recently renamed Central Interstate Medical Office in late summer of 1992.
We replaced this branch with one automated teller machine (ATM) located at Central Interstate and installed two more at KPB and Sunnyside Medical Center. The machines continue to provide service to credit union members, as well as anyone working at or visiting these facilities. Two other ATMs were installed in 1999, one at Salmon Creek and another at the Beaverton Medical facility. Two additional ATMs were placed in Lancaster Medical Center and Longview Medical Center in 2001. In 2003, a machine was also installed at Skyline Medical Center to better serve the membership.
In late 2000, the Credit Union relocated to the Kaiser Permanente Building in Portland, Oregon.
In 2001, the Credit Union again revised the field of membership to include Kaiser Foundation Health Plans, Kaiser Permanente, and domestic partners. In 2006, the Credit Union field of membership was amended to include Kaiser Permanente Insurance holders, also known as Value Association members.
Although we have grown from a small one-employee office to two full-service branches (KPB and Westside Hospital) with 13 employees and over $80 million in assets, we have never lost sight of our primary purpose of providing low-cost financial services to our members.
KaiPerm NW Credit Union Staff
Ask Angelica about anything on your accounts including joining the credit union, opening new accounts, debit cards, home banking, etc. Angelica is also responsible for handling member website inquiries.
Angelica enjoys spending quality time with her husband and two energetic boys when she is not working. Her family loves to attend their local Church regularly. The Bells love memorizing Bible verses and playing board games together. One of their favorite family activities is playing the board games her oldest son creates.
With KPCU since 2016.
Member Service Representative
Ask Mirela about— any of your accounts, joining the CU, opening new accounts, problem with debit or credit cards, transferring funds, IRA’s etc.
With KPCU since 2000.
New staff profile coming soon.
Our Board of Directors
Jessica M. Alexander
Began working for Bess Kaiser hospital in north Portland in 1970. I have worked in just about all hospitals and clinics in Portland area at one time. I joined the credit union near the beginning of its formation. I have previously served on the Board during the 1990’s while located in Clackamas.
Currently, besides serving on the board, I volunteer with the supervisory committee conducting audits in the main office.
Our Supervisory Committee
The members of the Supervisory Committee are our watchdogs. They, collectively, are responsible for overseeing— internal policies and controls, annual audits of members’ accounts, the financial circumstance of the credit union, the privacy and security of all credit union data and the filing of quarterly reports to our federal regulators (National Credit Union Administration, Washington, D.C.)
Julie Hollister-Smith My work history ranges from business to science. I started in operations planning then worked at the Oregon Zoo and in my mid-40s returned to school for my Ph.D. in Biology. Next, I did genetic research at the Oregon National Primate Research Center. I currently work with amazing dogs (and people) at Guide Dogs for the Blind. Outside of work, in addition to being a part of the advisory board at KaiPerm Credit Union, I also volunteer weekly at Multnomah County Animal Services working with cats and kittens. I enjoy getting out into nature, reading, and we are long-time season ticket holders enjoying home and some away U of O Duck football games.
Carla Robertson has been a key member of KPCU’s board for 20 years and is currently Chair of KPCU’s Supervisory Committee. Carla retired as Assistant to the VP/Health Plan after 32 years with Kaiser Permanente.
Other KPCU Member/Volunteers
John Flaherty— Facilities Committee/Budget Review Committee
Cherie Elder— Nominating Committee
Judi Nikolas— Nominating Committee
Robert Oun— Marketing Committee
Linda Jorgensen— Annual Meeting Committee
Steve VanHee— HR Policy Review Committee
Gary Vandeventer— Bylaws Committee
Ray Robertson— Retirement Plan Trustee
We look forward to helping you bank like you won't believe!